Homeowner’s Insurance in Florida

What better way to protect your home from various perils than by obtaining a homeowner’s policy from us here at JetStream Insurance Group LLC in Doral, FL. Homeowner’s insurance is designed to protect your home from loss or damages to your property. Homeowner’s insurance also gives you liability protection. We understand the importance of guarding your home’s investments. We also offer many coverage options that you may tailor to fit your needs.

Is a homeowner’s policy required in Florida?

There is no state law requiring homeowners to obtain an insurance policy. Your mortgage lender may require you to get an insurance policy. You should check with your lender to see if this is a requirement. The amount of coverage that you select will generally depend on your mortgage amount. That is why it is good to obtain as much information as possible for your lender before shopping for a policy.

What are my options for coverage?

Homeowners obtain homeowner’s insurance to help with the replacement of any personal items as well as their home if something were to happen. Please keep in mind that flooding is not included in homeowner’s insurance. That is a separate policy altogether. Earthquakes and lava are also not covered.

You can select from any of the following:

• Personal Property (also known as Coverage C)-which includes furniture and appliances
• Dwelling (also known as Coverage A)- which covers any damages to your home or structures that are not attached
• Loss of Use (also known as Coverage D)- covers living expenses if you have to leave while your home is being repaired
• Liability protection (also known as Coverage E)- secures you from any financial loss resulting from potential lawsuits
• Other structures (also known as Coverage B)

Visit Our Office

Please visit our JetStream Insurance Group LLC office in Doral, FL for a quote today. We happily serve the state of Florida and are ready to answer your insurance questions.