Condo Insurance in Florida

Condo insurance is one of the many insurance coverage options we offer here at JetStream Insurance Group LLC in Doral, FL. Our number one priority here is always to make sure that you and your family remain protected because the future is not predictable. All of our policies here are created to keep your condo secure, as well as any of your investments.

Condo Insurance Legal Requirements

Anyone in Florida that owned a condo had to obtain condo insurance at one point according to the state law that was in effect at that time. However, this is no longer the case, and condo owners do not have to obtain condo insurance. However, you may be under a condo association that may require you to purchase some type of coverage still. You must also be aware that any insurance that the condo association has is not designed to protect you nor your personal property.

Coverage Options

Since most condo associations are already covered for common areas and small things, you will not be required to obtain coverage for the below:

• Condo exterior
• Land in which the condo is on
• Common area damage (pools, and hallways)
• Property damage liability for anyone that is injured in common areas
• Any equipment or amenities that are shared (building systems and elevators)

However, there are other coverage options available for you, such as:

• Personal property
• Coverage for dwelling
• Loss assessment
• Loss of use
• Personal liability

You must be aware that some damage that is within the common areas of your condo is part of your responsibility. You must also have at least $2000 for loss of assessment coverage included in the policy that you select, which is required by Florida law.

Contact Us

If you are in need of a quote for a new condo insurance policy, please visit or call our JetStream Insurance Group LLC office today. It is located in Doral, FL, and has agents that are ready to help you get started.