It’s crucial that motorists in Miami Lakes, FL meet their insurance coverage requirements to drive legally. At Jet Stream Insurance Group, LLC, we help motorists find the right insurance policy for their needs.
The following are three auto insurance liability requirements that Florida drivers need to meet.
Florida requires $10,000 in bodily injury coverage for individuals and $20,000 in total bodily injury coverage per accident.
One of the most significant potential expenses in an auto accident is medical bills resulting from bodily injury.
For basic liability insurance in Florida, you need to have an auto insurance policy with at least $10,000 in bodily injury coverage for an individual. For accidents where multiple individuals are injured, you need to have coverage of at least $20,000 in total.
Florida requires $10,000 in property damage coverage.
You need to carry coverage for possible property damage from an auto accident that you are involved in. You need to carry at least $10,000 in property damage coverage. However, it’s a good idea to carry more than this because a vehicle accident can often result in more than $10,000 of property damage.
The state of Florida also requires uninsured motorist coverage.
Some states require motorists to have uninsured motorist coverage that kicks in if they are involved in an accident with a motorist who does not have insurance coverage.
The requisite amount of uninsured motorist coverage for Florida auto insurance policies is $10,000 in coverage for damages per individual and $20,000 in coverage for damages per accident.
Of course, it’s best to have an auto insurance policy in Miami Lakes, FL that does more than meet state liability requirements. At Jet Stream Insurance Group, LLC, we offer insurance policies that meet liability needs in addition to providing options like collision and comprehensive coverage.