Who needs to carry flood insurance?

Floods are common occurrences in many places. They cause catastrophic damage to homes and other property. With the threat of various weather events looming over all of the United States, every state has suffered from the devastation that can be caused by flooding. Many people assume that their home, condo, or renters insurance will protect them in the event of a flood, but that is not correct. Floods are excluded from just about every type of insurance. If you live in or near Miami Lakes, FL, Jet Stream Insurance Group, LLC is an independent agency that thinks of its customers as members of the family. We take pride in making sure that we customize your insurance coverage to you and your needs. 

When you live on the coastline, or within storm surge distance of the shore, you know you need to have flood insurance. Hurricanes can cause storm surge that goes a long way from the shore. In some cases, it has gone as far as 30 miles, so if you think you are safe, you may need to rethink that. Along with storm surge, some storms have rainfall that can cause lakes and rivers to rise to unprecedented heights. 

Every spring, snowmelt in the north leads to flooding along rivers and streams in the United States. On a major river like the Mississippi, it can cause damage for 100s of miles as the massive amounts of water head south. In other places, dams have failed and sent water into unsuspecting homes. In other words, talk to your insurance agent about the potential in your area for flooding. 

When you are ready to discuss your flood insurance needs, Jet Stream Insurance Group, LLC in Miami Lakes, FL will be here for you. We invite you to stop by our office or give us a call, and we will provide a free quote and all the additional information you want.