Does My Homeowner’s Insurance Policy Cover Floods?

Floods are one of the most common natural disasters in the United States. They cause billions of dollars in damage every year and affect thousands of people. If you live in a flood-prone area, it’s important to know what your homeowner’s insurance policy covers.

Here we discuss whether or not homeowner’s insurance policies cover floods and what you can do to protect yourself from this dangerous disaster.

Does Homeowner’s Insurance Cover Floods?

Unfortunately, most homeowner’s insurance policies do not cover floods. This is because floods are considered an "act of God" and are therefore not covered by most insurance policies.

However, there are some exceptions. If your home is damaged by a flood caused by a broken pipe or other man-made disasters, your homeowner’s insurance policy may cover the damage.

What Can I Do to Protect Myself From Floods?

If you live in a flood-prone area such as Miami Lakes, FL, it’s important to take steps to protect yourself and your home from this dangerous disaster. The first step is to purchase flood insurance from a reputable insurance company such as Jet Stream Insurance Group LLC.

Flood insurance is a type of insurance that covers the cost of damage caused by floods. It’s important to note that flood insurance is not the same as homeowner’s insurance. Homeowner’s insurance does not cover flood damage, but flood insurance will.

Protecting Yourself From Floods

If you live in a flood-prone area, purchasing flood insurance is important. Flood insurance will cover the cost of damage caused by floods, which is not covered by most homeowner’s insurance policies. Take steps to protect yourself and your home from this dangerous disaster today.

If you’re interested in purchasing flood insurance, Jet Stream Insurance Group LLC located in Miami Lakes, FL can help. We offer a variety of different flood insurance policies that can be tailored to your needs. Contact us today to learn more.