Basic Facts To Remember While Researching Home Insurance

Jet Stream Insurance Group LLC serves the Miami Lakes, FL community. We offer our clients multiple policies to help them protect what matters most. Our first-class customer service is vital to us. We have positive relationships with several carriers throughout Florida to help ensure that you find a policy that suits your individual needs.

Basic Home Insurance Facts

Home insurance offers protection against different risks. The policy covers any property damage, as well as your personal items inside your home. Here are some basic facts to remember while you research home insurance for your Miami Lakes, FL property.

Understanding Your Liability Coverage

Liability coverage is a significant part of your home insurance policy. You are covered if you invite guests over and someone gets injured. Liability coverage also protects you if you cause damage to someone else’s property. You are covered if you are working on a landscaping project, and you cut down a tree that lands on your neighbor’s property.

Personal Items

Your personal items are covered if someone breaks into your home and steals or vandalizes your possessions. However, you will have to amend your policy if you have any luxury items inside your home, such as jewelry or fur. That is the only way to ensure that these special items are fully covered.

Maintenance Matters

Even though you have home insurance, it’s important that you take care of your property. If your property suffers erosion due to poor maintenance, you will not be covered for those damages.

Emergency Repairs

If your home needs emergency repairs, you can add temporary lodging coverage to your policy so that you will be covered as you find another place to stay until your home is repaired.

Jet Stream Insurance Group LLC Will Help You Protect What Matters Most

Visit our website to learn more information about home insurance.