Types Of Renters Insurance

Renter’s insurance, also known as tenant insurance, covers unexpected circumstances when renting a property.

Possible Types of Renter Insurance defined are:

  • Natural Disasters
  • Theft
  • Vandalism

While Florida does not require renter’s insurance, we at Jet Stream Insurance Group LLC highly recommend this kind of insurance for your protection. 

Florida has a variety of natural disasters, for example, hurricanes, windstorms, mudslides, and even tornados to name a few.

Additionally, theft is a real issue, even when nature stays peaceful. Maybe a valuable large item or two is taken or maybe coming home from vacation your whole place has been cleaned out. Either way, finding out a thief has made off with property you paid hard-earned money for is so frustrating especially if you haven’t got funds to replace it

Sometimes even the surrounding walls or floors have been damaged. Vandals who don’t even steal anything might punch holes, deface walls, or burn something.

Coverage in Miami Lakes, FL adheres to state requirements. However, the coverage range also depends on your needs and specific situation.

Aside from personal property types of renter’s insurance  and coverage, your policy might or might not include:

  • Medical Protection-Coverage over non-residents who are injured in your home.
  • Liability-Coverage when someone on your policy causes injury or damage to another.
  • Loss of Use-Coverage in the event your residence is unlivable after an emergency event 

Schedule A Consultation Today

Serving Miami City, FL and surrounding communities, we at Jet Stream Insurance Group LLC can advise you on any policy or coverage you might need. We’ll explore your options based on your needs and Florida rental Insurance law. There is no need for you to stress over renter’s insurance – contact us for more information.