Reasons why renters insurance is a good idea?

If you are a renter, you may not even have considered that renters insurance is something that you should have. Some landlords or management companies will require you to have renters insurance, but it is not always required. That leaves you with the responsibility of making the decision to get it. At Jet Stream Insurance Group LLC in Miami Lakes, FL, we want to sit down with you and discuss the benefits of renters insurance. We can offer you choices from the top carriers in the business and having this important coverage is a good idea. 

You may be under the impression that your landlord has insurance and that is all you need. That impression will leave you with no possessions and no place to stay. Your landlord does have insurance on the building they own. It doesn’t cover your content and does nothing to protect you. You are responsible for purchasing renters insurance on your own.

Renters insurance offers a variety of coverage. It protects your possessions both in your rental and with you when you are traveling with it. It will help to replace the things that you need to live, like your furniture, clothing, and electronics. Imagine trying to have to replace all the things you use in your kitchen all at one time? It can be overwhelming. 

Renters insurance also offers liability coverage. If someone is injured while visiting your rental, you could be liable for medical bills and also be sued. If you have a dog, it will protect them as well from any bad behavior.

If your rental is damaged so badly that it is not habitable for a time, where would you stay?  With renters insurance, you will have the money you need to stay in a hotel or to get another temporary place to stay. 

Contact Jet Stream Insurance Group LLC in Miami Lakes, FL to learn more about the benefits of renters insurance.