FL is known for its fabulous boating lifestyle. There may not be a better place to dock your boat when you want to spend your weekends out on the water. But, with the location comes the risk of storms, including hurricanes. Depending on the type of insurance you choose, you may have some financial support.
At Jet Stream Insurance Group, LLC, we help you find the right type and level of protection for your needs. If you need boat/watercraft insurance in Miami Lakes, FL, let our team help you prepare for even the worst storms.
Always Check Your Policy Details
Before choosing boat/watercraft insurance, read through the policy details to find out what your base policy includes, as well as what add-on coverage may provide for you. Your agent can help you sift through the details.
If you have comprehensive coverage, you may have financial support for damage or loss of the watercraft due to hurricanes. However, most standard policies in FL have “named storm” exclusions. That means that in situations where the storm is officially recognized as a hurricane, the policy may not apply.
Other policies offer add-on features that can offer the protections you need. For example, you may wish to purchase haul-out reimbursement, which will pay for you to move your boat to a safer location when a storm is likely. This is an optional add-on, which means you have to purchase it.
Finally, salvage and wreck removal is another type of protection that may be available. Your policy will cover the removal of your boat if it sinks or becomes stranded in a covered event.
Let Us Protect Your Investment
Call Jet Stream Insurance Group, LLC. Let us help you get boat/watercraft insurance in Miami Lakes, FL, to protect you.
