Four rules to follow when you buy auto insurance

Motorists in Miami Lakes, FL can get auto insurance coverage from Jet Stream Insurance Group LLC. When you purchase auto insurance, there are a few important rules to follow.

Here are four rules to follow when you buy auto insurance: 

Don’t just meet minimum coverage requirements

You’re only legally required to purchase enough coverage to satisfy the minimum liability coverage requirements. In Florida, minimum requirements are $10,000 in personal injury protection and at least $10,000 in property damage liability coverage. 

If you really want to protect yourself financially, you should purchase more than just enough coverage for the minimum requirements. Otherwise, you could find yourself heavily in debt if you end up at fault in a bad accident. 

Include collision coverage on your policy

Some motorists are tempted to just get liability coverage because they are not required to purchase collision coverage by law. However, it’s best to purchase collision coverage so that you know that damages to your own vehicle will be covered. 

Provide accurate information on your driving history

Be sure to give honest and accurate information about your driving history to auto insurance providers. Auto insurance companies will probably check your driving record and find out about any infractions anyway, so honesty is the best policy. 

Always shop around

Motorists should also get multiple quotes before they buy a policy. When you have a few quotes that you can compare, you can make sure that you’re getting a good deal on your auto insurance policy. 

We Are Here To Help

If you’d like to learn more about auto insurance and get a quote on a policy, contact us at Jet Stream Insurance Group LLC. We’ll answer all your questions about covering your vehicle in Miami Lakes, FL.