What are the different types of commercial insurance available?

When it comes to protecting your business, commercial insurance is a must-have. There are many different types of commercial insurance policies available for Miami Lakes, FL area businesses at Jet Stream Insurance Group LLC, depending on the size and type of business you operate.

Here’s a quick overview of some of the most common types: 

Property Insurance:

This type of insurance covers any physical property owned or rented by your business, including buildings, furniture, equipment, inventory, and more. It can protect against losses due to theft, vandalism, fires, and other property damage. 

General Liability Insurance:

Also known as “slip and fall” coverage, general liability insurance protects against financial losses from personal injury claims or property damage claims brought by customers or other third parties. This type of policy also helps cover legal fees in the event that you’re sued over such an incident. 

Workers’ Compensation Insurance:

While not required in all states, workers’ compensation insurance is essential for businesses with employees who could be injured on the job. This policy provides benefits such as medical care and lost wages to those injured in the course of their employment with your company. 

Vehicle Insurance:

If your business uses vehicles in its operations – whether they’re owned or leased – vehicle insurance is necessary to cover any accidents that may occur while they are being operated. This policy can also protect against physical damage to any vehicles used in your business activities. 

Reach Out To Us

These are just some of the different types of commercial insurance policies available to businesses today. To ensure that your company is fully protected from potential risks, speak with an experienced broker about which policies will best meet your needs. For more information, call us at Jet Stream Insurance Group LLC today. We proudly serve the Miami Lakes, FL area.