Is Motorcycle Insurance Required in Florida?

Motorcycle insurance is a very important policy to have in place. If you own a motorcycle in the state of Florida, you are not required under the law to have motorcycle insurance since Florida is one of the few states that do not require it, but it is still important to obtain a policy.

The experienced motorcycle insurance agents at the Jet Stream Insurance Group, LLC, in Miami Lakes FL are explaining the importance of motorcycle coverage in Florida, even though it is not required.

Motorcycle Insurance Coverage Options

Liability Insurance: Motorcycle liability insurance is extremely important to have in place in case you are ever in an accident with another vehicle, and it is deemed to be your fault. This type of policy will assist you in paying for the other driver’s property damage and medical bills if necessary.

Comprehensive Insurance Coverage: Comprehensive insurance coverage will replace or repair your bike if it is damaged or destroyed by something. Those things can range from a disaster by mother nature, such as a tornado or hurricane, or a fire occurring in the location where your bike is parked. It can also help pay for damages caused by a vandal. This type of insurance will also help you replace your bike if someone steals it.

Collision Insurance: Collision insurance is another type of auto insurance that you may want to have since it will help you out if there are damages to your vehicle or another vehicle after a collision occurs. This can also be important if you happen to run into some type of object with your vehicle. 

If you owe money to a lender for your motorcycle, the lender may very well require you to have motorcycle insurance coverage, including comprehensive and collision coverage to protect their investment in your bike.

Contact Us Today

To obtain an adequate amount of motorcycle insurance coverage for you, your motorcycle, and your situation, you should enlist the help of an experienced agent. The motorcycle insurance agents at the Jet Stream Insurance Group, LLC, in Miami Lakes, FL are ready to assist you with all of your insurance needs. Call for an appointment today!